Business

v43_businessTurning 18 opens up a world of opportunity for your children. How well informed they are about new opportunities can make all the difference in their ability to make smart decisions. For many teens, opening their first credit card account is exciting. The freedom of not relying on Mom and Dad for money is alluring. However, children generally lack the foresight required to understand the long-term impact of having poor credit.

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v42_technewsLast year, the UN's International Telecommunication Union (ITU) told us there were five billion mobile subscriptions worldwide at the close of 2010, and now it's reporting that at the end of 2011, that figure hit a staggering six billion. China and India account for one billion a piece, and it brings us ever closer to having the equivalent of one subscription for every person on the planet.

v42_biden_marlakyGive the Obama Administration points for quick thinking: The campaign bought the trending Twitterhashtag #malarkey during the vice presidential debates on Thursday after Vice President Joe Biden used the term.

v42_wfIf you’ve ever applied for a loan, chances are your lender has brought up the subject of your credit score. Many lenders use a FICO® score – a numeric calculation of your credit report calculated by Fair Isaac Corporation – to obtain a fast objective measure of your credit risk. By understanding the factors that can help or hurt your score, you’ll have a better understanding of how lenders view you as a credit risk – and how you can improve your score.

v40_collegestudentsFacebook hosted a hackathon in partnership with the Bill and Melinda Gates Foundation Thursday, kicking off the foundation’s College Knowledge Challenge — a $2.5 million investment fund to encourage developers to make apps that meliorate the college process.

Thursday’s Hackathon, “HackEd,” aimed to mesh the digital Facebook crowd with the Gates’ altruistic mission in hopes of creating apps that are useful to students (and their parents) nearing college years. At the end of the hack, a panel of judges will announce winners and give out prizes.

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v40_icontactHeads or Tails – Don’t Gamble With Your Email Marketing Success

When pride and reputation are at stake, would you risk it all on the toss of a coin?

In the business world, many email marketers risk the success of their campaigns to chance, often using “gut feelings” to plan what should be strategically developed campaigns. This is a real shame because most marketers already have all the tools in place to make email marketing decisions based on hard facts.

v40_schoolIt’s back to the classroom for kids across the country – a time for excitement and trepidation by parents and students alike. Will your child be a sports standout? Will he or she succeed socially as well as scholastically?

It’s also a time when your focus on your child’s future intensifies. Will there be money for college? Will my child achieve financial success as an adult?

FALLBROOK CHURCH - CHRISTMAS IN JULY

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