Business

PurseDepending on the day, what you’re reading or who you’re listening to, the economy is either still in the tank, in recovery, getting worse or is on the upswing. Whatever the fluctuating state of the American economy, money is being spent. And, guess what, ladies? The economic oil that keeps the wheels and workings of our world turning is largely controlled by us.

MoneyWellAfrican-American investors report high levels of confidence in their financial future, along with optimism about the political and economic future of the country, according to a recent Wells Fargo nationwide survey. Despite proactive planning and intentional cuts in spending, African American investors remain focused on day-to-day living expenses, with a large majority concerned about having enough money to retire.

CreditThere’s one topic we hear about most often when we talk to women who are building their own businesses: Obtaining financing can feel like a daunting task. We also talk with too many business owners who are unaware of the many resources available to help them access capital.

CreditAs Black America continues to struggle with high unemployment rates, a new research report by Demos, a public policy organization titled, Discredited: How employment credit checks keep qualified workers out of a job, unveils how the use of credit history in employment decisions is often leaving people of color in the unemployment lines.

CreditAs I write, Chaka Khan’s empowering “I’m Every Woman” loops in my head – like a soundtrack. (By the way, have you seen her lately? All slim, trim and more fabulous than ever). It’s Women’s History Month and the lyrics to that iconic anthem should be resonating with all women, and those who love us, as we celebrate ourselves and the countless contributions we make everyday – both large and small - that keep the world turning.

CreditA strong credit history isn’t just nice to have – it’s a must-have in today’s world. Many consumers only consider their credit when they are applying for a new credit card or loan. But, lenders aren’t the only people who look at a person’s credit: landlords, cell phone companies and utility providers often do, too.

Basic Banking for Successful Small BusinessFor business owners, time is money. With all their energies focused on making their businesses successful, business owners often decide to begin with “the basics” for their financial accounts and choose products that mirror the personal financial accounts that they already know how to manage. Yet to be successful, there are several financial choices business owners should consider to meet the unique needs of their businesses:

FALLBROOK CHURCH - CHRISTMAS IN JULY

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